6 Month CD rates at My eBAnC are currently at 0.80 percent with an APY of 0.80 percent. My eBAnC 6 month CD Rate is the third best 6 month rate available on our rate list. My eBAnC is the online banking division of BAC Florida Bank. The minimum opening certificate of deposit balance is $1,500. You can see the history of all My eBAnC 6 month CD Rate changes here: My eBAnC 6 Month CD Rate