3 year CD rates at Goldwater Bank were increased to 1.20 percent with an APY of 1.20 percent. The old 3 year CD rate at Goldwater Bank was 1.18 percent with an APY of 1.18 percent. See a history of interest rate changes to this 36 month certificate of deposit at Goldwater Bank by visiting Goldwater Bank 3 Year CD Rates. (continued below)