1 year CD rates at EverBank were recently increased and are now the best 1 year CD rate offered by a bank on the rate list. EverBank 1 year CD rates were increased to 1.25 percent with an APY of 1.26 percent. The old rate was 1.17 percent with an APY of 1.18 percent. See all rate changes to the EverBank 1 year certificate of deposit at EverBank 1 Year CD Rate.