There is a new lower rate on the 5 year CD rate at EverBank and the rate is now back under 2.00 percent. The new rate is 1.99 percent with an APY of 2.01 percent. The old rate was 2.01 percent with an APY of 2.03 percent. You can look at a history of rate changes to this 5 year Yield Pledge CD at EverBank 5 Year CD Rate.