5 year CD rate at E-Loan are currently at 2.42 percent with an APY of 2.45 percent. This is a milestone because the last time we saw a 5 year CD rate near 2.50 percent was several years ago. E-Loan 5 year CD rate is now the top 5 year rate available. You can see a history of rate changes to E-Loan 5 year CD rates here: E-Loan 5 Year CD Rate (continued below)