Citizens Trust Bank CD Rates for 1 Year Jumbo certificate of deposits are now at 0.50 percent with an APY of 0.50 percent. 1 Year Jumbo CD Rates at Citizens Trust Bank were changed from 0.20 percent with a yield of 0.20 percent. Compare Citizens Trust Bank CD Rates for 1 Year Jumbo certificates of deposit with other CD rates. (continued below)