1 year CD rates at Capital One 360 Bank have a new higher rate. The new 1 year CD rate at Capital One 360 Bank is at 1.29 percent with an APY of 1.30 percent. The old rate and APY was much lower at 0.40%. The 1 year rate was increased a whopping 325 percent! View a history of CD interest rate changes to Capital One 360 Bank's 1 year certificate of deposit by going to Capital One 360 Bank 1 Year CD.