There is a new higher 1 year CD rate at 5 Star Bank. The new 12 month CD rate is 1.09 percent with an APY of 1.10 percent. The old 1 year rate was 0.99 percent with an APY of 1.00 percent. See a history of rate changes to this 12 month certificate of deposit go to 5 Star Bank 1 Year CD Rate.